Terms and Conditions orpay44 —
Complete User Guide

These Terms and Conditions constitute a legal agreement between you ("User") and orpay44 ("Platform") governing your use of all services provided on orpay44.com. By completing the registration process, making a deposit, or using any feature of the platform, you explicitly agree to comply with and be bound by these Terms and Conditions in full.

If you disagree with any part of these terms, you are advised not to use the orpay44 platform. Continued use following any changes to these Terms and Conditions constitutes full acceptance of the latest updated version.

These terms should be read together with the orpay44 Privacy Policy and Responsible Gaming Policy, all of which collectively form the complete agreement between the user and the platform.

To be eligible to register and use orpay44's services, you must meet all of the following criteria:

• At least 18 years of age at the time of registration.
• Residing in a region or country that does not explicitly prohibit participation in online gambling activities.
• Has never previously been closed or banned from the orpay44 platform for breach of terms.
• Register under your own name and not on behalf of another person or corporate entity.
• Possess full legal capacity to enter into a binding agreement.

Orpay44 reserves the right to request proof of eligibility at any time. Failure to provide satisfactory documentation within the specified timeframe may result in account suspension or closure.

Each user is permitted to hold only one active account at orpay44. Registering multiple accounts — whether using the same or different information — is a breach of these terms and may result in all associated accounts and their balances being frozen.

During registration, you are required to provide accurate, complete, and up-to-date information including your full name, date of birth, email address, and phone number. False or misleading information provided with the intent to gain unauthorised access will be treated as fraud.

Identity verification (KYC) is mandatory before your first withdrawal can be processed. Documents that may be requested include:

• A clear copy of your Malaysian Identity Card (MyKad) — both sides.
• A recent bank statement not older than three months, showing the account holder's name and account number.
• Proof of current residential address if required.

All submitted documents are processed and stored in accordance with strict privacy policies. orpay44 does not retain copies of identity documents beyond the period required by law.

Orpay44 accepts deposits via a variety of local payment methods including FPX, Maybank2u, CIMB Clicks, Touch 'n Go eWallet, DuitNow, and USDT crypto. All deposits are credited to your gaming account within minutes and are not subject to any processing fees from the platform.

Regarding withdrawals, the following conditions apply:

• The bank account or eWallet used for withdrawals must be registered under the same name as the orpay44 account.
• The minimum withdrawal amount is RM 50 for all methods.
• Daily withdrawal limits vary by account level and can be increased through the VIP program.
• Any applicable bonus wagering requirements must be fulfilled before bonus funds can be withdrawn.
• Orpay44 reserves the right to request additional verification for large withdrawal amounts as a standard security measure.

All bonuses and promotions offered by orpay44 are subject to specific wagering requirements stated alongside each offer. It is the user's responsibility to read and understand these terms before accepting any bonus.

• The welcome bonus is only available to new members making their first deposit.
• One user, household, or shared IP address is eligible for only one welcome bonus offer.
• Bonuses cannot be directly converted to cash until wagering requirements are met.
• Orpay44 reserves the right to void bonuses where there are signs of abuse or attempts to exploit promotions.
• Bonuses have a set validity period; expired bonuses will be automatically removed from the account.

In cases where users systematically exploit promotional offers without genuine intent to play, orpay44 reserves the right to withhold or void any winnings generated through such methods.

All games offered at orpay44 are operated using certified Random Number Generator (RNG) technology or through internationally accredited live casino providers. Every game result is fully independent and random.

The RTP (Return to Player) value for each slot game is displayed in the respective game information. Players are encouraged to review this information before playing. Sports betting odds are determined based on rates set before the match begins.

• Results recorded by the orpay44 system are final and cannot be disputed based on outcomes displayed by external sources.
• In the event of a technical disruption during an active game session, orpay44 will use data stored on our servers to determine a fair outcome.
• Bets placed during promotions or on odds published in error (manifest error) may be voided by orpay44.

To protect the integrity of the platform and ensure fairness for all users, the following activities are strictly prohibited on orpay44:

• Use of bots, automated scripts, or any third-party tools to automate betting or platform interactions.
• Money laundering or any activity related to illegal financing conducted through the platform.
• Attempts to hack, exploit technical vulnerabilities, or disrupt platform operations.
• Player collusion in Live Casino games or tournaments to gain an unfair advantage.
• Fraudulent account registration using another person's information without their consent.
• Any form of threats, harassment, or abusive language directed at orpay44 customer support staff.

Users may close their own account at any time by contacting the orpay44 customer support team. Prior to closure, all eligible funds in the account will be processed for withdrawal in accordance with standard procedures once all conditions have been met.

Orpay44 reserves the right to suspend or close a user's account under the following circumstances:

• Identity verification failed or submitted documents are proven to be fraudulent.
• Suspicious activity indicating a violation of the Terms and Conditions.
• Requests from lawful authorities in connection with legal investigations.
• Users may request account suspension themselves via the responsible gaming tools.

In cases of suspension due to an investigation, the account balance will be held until the investigation is concluded. If no violation is confirmed, the balance will be returned in full.

Orpay44 shall not be liable for any financial losses incurred by users as a result of betting or gaming decisions. All gambling activities carry financial risks that are acknowledged and accepted by the user upon registration.

Orpay44's liability to any user shall not exceed the total amount deposited by that user in the 30 days prior to the relevant claim. orpay44 bears no responsibility for indirect, consequential, or incidental losses under any circumstances.

Orpay44 takes our responsibility to protect users' personal data seriously. All information collected during registration and platform use is processed in accordance with our Privacy Policy, which complies with international data protection standards.

Your data will only be shared under limited circumstances:

• With third-party service providers that assist in platform operations (such as payment processors), bound by strict confidentiality agreements.
• When required by law or a valid court order.
• With your explicit consent.

For full details on how we handle your data, please refer to orpay44 Privacy Policy.

Orpay44 is fully committed to promoting responsible gaming. We provide a range of tools to help users manage their gambling habits:

• Self-configurable daily, weekly, and monthly deposit limits.
• Session time limits to prevent excessively long play sessions.
• Temporary or permanent self-exclusion options.
• Links to problem gambling support organizations when needed.

If you or someone you know is experiencing difficulty with gambling control, please make use of these tools or contact our support team. For more information, visit the Responsible Gaming our.

Orpay44 reserves the right to modify, add to, or amend any part of these Terms and Conditions at any time. Material changes will be communicated to active users via in-platform notifications or email at least 7 days before taking effect.

It is the user's responsibility to review this Terms and Conditions page periodically. The last updated date will always be displayed at the top of this page for your reference.

If you disagree with any changes made, you have the right to close your account before the changes take effect. Continued use of the platform after the effective date will be considered full acceptance of the updated terms.